Carla_P's profile



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Fri, Feb 26, 2021 9:32 AM

StarHub’s SIM Only Plan vs 2-Year Contract Plan – Which Should You Choose?

StarHub’s SIM Only Plan vs 2-Year Contract Plan – Which Should You Choose?

Nowadays, people are more reliant on mobile phones than ever before. That is why choosing the right mobile plan is really important. Aside from picking what type of phone is best for you, be it a top of the range smartphone or a scaled-down basic handset, you also need to decide whether you want to sign up for a SIM Only plan or a 2-Year contract plan. Which should you choose?

Let’s take a look at StarHub’s SIM Only Plan and 2-Year contract plan.

Now, let’s see which plan best suits your needs.

SIM Only Plan 2-Year Plan

As the name suggests, you will get a SIM card without a handset included. So, if you already have a phone then this will be perfect for you. 

It’s less commitment and very flexible. This means you aren’t locked into a plan for two years, and you have more freedom to switch between SIM-only plans according to your needs or change to a 1- or 2-year plan when you’re ready.

If you want to use more data, text, and talk time then you have to pay for top-ups and additional costs necessary.

The price of the mobile phone with a 2-year plan is lower as compared to the Recommended Retail Price of the phone. Sometimes, StarHub even has promotions that allow you to walk away with the phone at $0. Check out our promotions on Online Store.

There is a payment option of Monthly Equipment Instalment Plan for you where you will be allowed to pay the purchase price of selected devices by instalments, so it is easier for your pocket.

It has 24 months commitment, which means you are tied to a 2-year contract. If you want to change plan or switch Telcos you will incur early termination charges since you’re under an existing contract.

The Bottomline

When you have to choose between SIM only or a 2-year phone plan, the answer depends on how much you need a new phone and how much can you pay. If you’re fine with your current handset, a SIM-only option might give you your needed minutes, texts and data.

Have you made the choice? Sign up or recontract now via our Online Store.

~ Carla



Some of my posts, opinions and views here do not reflect my position and StarHub's opinions. 
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178 Messages


79 Points

7 m ago

@Carla_P in my case, StarHub did not have any ASUS Zenfone mobiles available. My data and talk time minutes needs are are the low end since work is mostly deskbound. In this context, the delta between SIM only plans is say $40 a month. This translates into $960 over 24 months. Take the Samsung Galaxy S21 which can be purchased for $419 with a contract. So in total $689+960 = $1649. Sure the cost is defrayed over 24 months but the maths for an outright purchase does not add up for a low end usage requirements. Naturally, business or high end users will have a different calculus. In summary, users with low end data and talk time minutes are better off with an out right mobile purchase and SIM only 12 month contract or even considering a bare bones service like Giga. Just my 2 cents.

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